WAYS TO TRIM YOUR HEALTH CARE COSTS

The one expenditure that a lot of people assume they have little or no control over is health care costs ... your health plan choices. A Health Savings Account (HSA) might save you money over a PPO or HMO, especially [more...]

Date: 2008-12-18 13:29:57

Blog posts (688) | Videos (211)
 

HEALTH SAVINGS ACCOUNTS' LAST CHANCE?

Health Savings Accounts (HSAs) may turn out to be early victims of the Democratic health care regime ... , according to insurance industry data, were covered by HSAs and related high-deductible health plans ... contributions is a natural target for Democrats: Anyone, no matter how high their income, can take [more...]

Date: 2008-10-15 13:20:56

Healthcare Should be a Business Strategy

There was a lot of enegy in the room during this afternoon’s session of the 28th ECFC Annual Meeting in Tysons Corner, VA outside Washington DC ... , Section 125 plans, health reimbursement arrangements, dependent care accounts, health savings ... Institute. Key takeaways: Healthcare should be a business strategy. Cost of prevention is less [more...]

Date: 2009-03-04 22:51:51

What I Think of My Health Savings Account

The following is a guest post by Adam Zekmueller of Get Better Glasses. My company has an HSA as well -- and I LOVE it ... deductible health plan” has a deductible and maximum out-of-pocket of $2500. After a year on an HSA plan ... -deductible-health-plan (HDHP) the same as they were under my traditional plan.  I get two physicals [more...]

Date: 2009-02-18 18:15:00

Obama Has Team of Rivals for Health Care

The Plank has an item on Obama’s health care team, noting that these are people who mean business about health care reform ... cost savings, as I’ve discussed here. There is disagreement over this even among Obama’s health ... : The Obama health plan includes a substantial up-front investment in better information technology. Cutler [more...]

Date: 2008-11-26 01:04:15

COBRA Relief!

A new law passed last week that will provide some help for those who have been laid off! ... enrolling in COBRA, and move their dependents to an individual or family health insurance plan. This often creates a monthly savings to ensure that a family can continue thier vital health care coverage [more...]

Date: 2009-03-03 20:38:37

Maldonado's Demands on Controller's Office - Costly, Risky, Stupid

Abel Maldonado and his toady Brandon Gesicki have been all over the news pushing the frame that Controller John Chiang is wasting a million dollars ... . And the whole plan actually saves Californians money: Bottom Line: $3,982,000 savings ... , raising health and safety concerns. So the office remodel isn't being done for vanity, but to reduce [more...]

Date: 2009-02-19 21:51:51

Affordable Individual Health Insurance

There are many options for an individual to obtain affordable health insurance coverage ... to, they are able to offer cheaper insurance coverage. Keep in mind, however, that an association health plan ... the savings for each member. In some states, like Florida you may purchase group policies for a group [more...]

Date: 2009-03-02 11:43:34

What if California Had Passed Health Care Reform?

California lawmakers recently passed a budget that, at least on paper, may, ... , more realistic assumptions), it estimated the health care plan would be running a deficit of $1.5 billion ... savings from fixing the state’s broken health care system. They relied on a study conducted [more...]

Date: 2009-03-03 05:24:44

GOP Playbook Useless in Health Care Fight

Mitt Romney arrived at the House Republicans’ late-January retreat to a room that hardly needed a pep talk ... to propose a Republican plan to bring health insurance to all Americans, one based on market dynamics, free ... Health Savings Accounts in the 1980s and who helped [more...]

Date: 2009-02-17 06:07:32

The problem with power is governing

By Fester: I'm building off of what BJ wrote this afternoon concerning McCain's plan to cut Medicaid/Medicare: ... for his health plan with major reductions to Medicare and Medicaid, a top aide said, in a move ... has always planned to fund the tax credits, in part, with savings from Medicare and Medicaid. Those [more...]

Date: 2008-10-06 21:38:22

Using Your Health Savings Account as a "Super Roth" Investment Vehicle

The following is a guest post from Mr. ToughMoneyLove from Tough Money Love. Health Savings Accounts (HSA for short) ... we introduced a high deductible insurance plan with an HSA. We fund most of the deductible ... for all of our medical expenses, including approved expenses that were not covered by our insurance plan (over [more...]

Date: 2008-08-12 20:06:00

Frankie The French Fry Hatches A Plan

Mar.06, 2009 Health and Fitness Tags : Blubber, Bun, Bunnie, cooking, Corner Booth, diabetes, diet fat, Enemy Number, fitness, French Fry, Fron, ... There: Setting Goals for Your Health and FitnessHealthcare Cost Savings - Health Facts and Figures [more...]

Date: 2009-03-05 18:30:03

Choosing the right health insurance

by Jeff Cline Many people decide to put off the search for a health insurance plan because it is hard to understand. This is not a good idea at all. Health insurance is very important to our well being. Not only is it necessary for good health, but it can save us from financial ruin. I can understand how [more...]

Date: 2009-03-07 13:06:51

A Preview of Obama’s Plans for the US Health Care System

Tom Daschole wrote about this very issue in his Health Care tome . In the name of cost savings, procedures, drugs, and other health care technologies ... to government office. In 1987, then Colorado Governor Richard Lamm said that elderly and infirmed [more...]

Date: 2009-03-06 02:19:02

Baucus To Economists On Scoring Health Reform: ‘In My Judgment, You’re Not God’

Today’s Senate Finance Committee hearing underlined one of the more important lessons from President Clinton’s failed effort to reform the health ... honest pathways to get the savings we’re going to have to have inaudible politically to get health ... care system: when pushing through your plan, don’t let economists be the messengers for reform [more...]

Date: 2009-02-25 20:02:11

Wellness: What is the cost of the heart attack that never happened?

Guess what? Employees cost you money.I know this comes as no surprise ... your program’s impact and cost savings based on reduced risks.Your health care claims can help tell ... disease — much of which is preventable through good lifestyle habits. Work with your health plan [more...]

Date: 2009-03-05 03:57:38

Saving Detroit

My first car was an Oldsmobile, a red 1966 convertible I wish I still owned today ... it to themselves. They love to blame labor agreements, pension plans, and health plans for their precarious [more...]

Date: 2008-11-27 02:37:06

Consumers Need All of the Facts in the Privacy Debate

By David St.Clair The economic stimulus package that President Obama has signed contains upwards of $20 billion to create electronic health records ... that EHRs are essential to health care reform and that the subsequent savings they’ll generate will help ... like President Obama’s plan to appoint a chief privacy officer and to implement unprecedented [more...]

Date: 2009-02-26 09:44:00

Healthcare reform…What a war it’s going to be!

In his February 24th address before Congress , President Obama threw down the gauntlet.  “Our recovery plan will invest in electronic health records and new technology that will reduce errors, bring down costs, ensure privacy and save lives…So let there be no doubt: health care reform [more...]

Date: 2009-03-06 15:47:47

Obama’s health budget raises hopes, worries

CHICAGO (Reuters) - Many Americans are crossing their fingers that President Barack Obama's ambitious $634 billion plan to reform the U.S ... after her investment savings shrank and she couldn't afford her health insurance premiums ... , to expand health coverage during her husband Bill Clinton's administration. Health reform [more...]

Date: 2009-03-01 07:10:21

Obama Gears Up For Health Reform With Health Information Technology

On Saturday, in his weekly radio address to the nation, ... the internet. That is why the economic recovery plan I’m proposing will help modernize our health care ... of researchers found that implementing health IT would result in mean annual savings of $40 billion [more...]

Date: 2008-12-08 23:28:05

Get a Life: You Don’t Need a Million to Retire Well, Fourth Edition: Ralph E. Warner

Editorial Reviews From Publishers Weekly Warner, attorney and founder of Nolo, the do-it-yourself legal publisher, ... by recognizing that a sensible savings plan is important, but the real keys to successful retirement are good health, spiritual life, relationships with family and friends, and having interesting things [more...]

Date: 2009-03-07 03:41:38

Compromise

“So we’ll let you continue to rape and pillage - just not as often . And you won’t be paid as much for it ... Medicaid. The plan could save the drug companies billions a year compared with price controls. “ ... , a former head of the Health Insurance Association of America, which funded the “Harry and Louise” ad [more...]

Date: 2009-03-05 11:52:25

Health Savings Accounts; Obama’s Healthcare Christmas Gift

During the presidential campaign, candidate Barack Obama spoke of a healthcare plan that would cover everyone, ... of how the legislation of the coming year pans out – Health Savings Accounts. read more [more...]

Date: 2008-12-18 15:30:16

Your secret's save with us — more electronic health information news

Two stunning stories came out today from the federal advisory committee formulating the government’s action plan for accelerating the adoption of a ... HIPAA law (Health Insurance Portability and Accountability Act of 1996), such as it is, Google [more...]

Date: 2008-11-13 06:50:00

Help a Reader: Starting Over at Vanguard

Here's an email I received from a reader: My husband and I are in our mid-fifties, and own a web- design business ... the maximum to our health savings accounts. Our income is too high to contribute to our Roth IRAs ... . Our plan, until incurring significant losses in the stock market, was to retire by age 65 [more...]

Date: 2009-02-16 20:45:00

DoH PLANS For Phone Consultations "Could Be Flawed", Warns MDDUS, UK

Reported government plans to push for more GP phone consultations as part of its Saving Carbon, Improving Health strategy may be flawed, because the effectiveness of such consultations is questionable and they could disadvantage some patients, warns the Medical and Dental Defence Union of Scotland (MDDUS) today (Friday, 30 January [more...]

Date: 2009-02-03 06:18:21

Cameron offers savings tax cut plus clamp on public spending

David Cameron took the side of savers hit by tumbling interest rates yesterday and promised to abolish tax on the savings income of all basic-rate ... , health, defence and international development would be maintained at Labour's planned levels ... , he said, was facing a "catastrophic legacy of debt and disrepair"; he sometimes wanted to shake [more...]

Date: 2009-01-06 00:06:23

Innovations in Retirement Financing (Pension Research Council Publications): Olivia S. Mitchell, Zvi Bodie

Editorial Reviews Only half of working Americans admit they have thought about saving for retirement, ... and International Foundation of Employee Benefit Plans Professor of Insurance and Risk Management ... including housing, health, longevity, and intellectual capital. This book proposes fresh approaches [more...]

Date: 2009-03-07 03:01:38

By Bonnie Washington After years of relative consumer inertia in the Medicare drug  benefit plan selection process, ... loyal  to their last drug plan choice, or would they be more willing to shop around to chase savings? New data released today by Avalere Health shows that 1 of every 3,  or more than 9 million [more...]

Date: 2009-02-26 08:17:00

Spas and Medicine are Becoming Partners

Spas and Medicine are Becoming Partners, Susie Ellis, SpaFinder Insider Our time has come. Prevention is “in.” What spas offer is "in ... are understanding the importance and cost savings of reducing stress and staying healthy. Another reason is the global economic crisis which has resulted in a government stimulus plan which has made health care [more...]

Date: 2009-03-04 22:46:14

President Obama Unveils Aspects Of Budget Proposal

Some highlights: -increasing taxes on the wealthiest Americans and using revenues from a new program: ... savings in Medicare, Medicaid and other health programs. . . . T he White House said it would finance ... selling carbon credits to manufacturers as part of a cap-and-trade plan meant to slow climate [more...]

Date: 2009-02-26 15:49:42

Palmer may not feel effect of cut in state aid thanks to savings in health insurance plan

The school system unions have agreed to pay 20 percent of their health insurance. [more...]

Date: 2009-02-11 00:50:37

Adding up obama’s plan to save $300 billion in medicare, medicaid

We all know by know that the $630 billion health-care #8220;reserve fund#8221; described in President Obama#8217;s budget relies on a combination of tax increases and savings in Medicare and Medicaid spending ... , and which seem ill advised or overly optimistic. Payment Shift Projected savings, 2010-2019 Drive [more...]

Date: 2009-03-04 01:40:01

Improving Middle Class Finances Through Education

Tax breaks, savings credits, and fabulous graphs of the Presidential tax plans are all the rage, ... % correctly answered that they could lose their health insurance if their parents become unemployed ... to do so. It a vicious cycle, but it’s a nationwide problem. It was great timing that a group of writers [more...]

Date: 2008-10-07 13:29:05

The green glow of optimism

March 5th, 2009 Posted by Harry Fuller @ 3:15 pmCategories:Blogroll, air pollution, building, conservation, energy, engineering, environmental health, federal government, global warming, green tech, housing, law ... . They welcome plans to make buildings more energy efficient, projecting a savings of $160 billion. “Greening [more...]

Date: 2009-03-05 23:15:46

Geithner's False Assumption - Rebuilding Securitization Market Is Good for Economy

Peter Schiff submits: There is nearly universal agreement that the opening salvo of the Obama Administration's campaign to restore health to the ... economists, credit, rather than savings, is the central figure in the economic equation. Therefore ... . With such a view in mind, the centerpiece of Geithner's plan is the commitment of up to $1 trillion [more...]

Date: 2009-02-15 09:58:02

Washington Post Editorial Page Editor: Obama Just Like Dubya

Incredible tripe from WaPo deputy editorial page editor Jackson Diehl ... for losing equity in their homes, watching their retirement savings vanish, losing their health ... your taxes increased a single dime. I repeat: not one single dime. In fact, the recovery plan [more...]

Date: 2009-03-07 17:25:50

Layoffs at Los Angeles Museum

The strugglingMuseum of Contemporary Art in Los Angeles announced staff layoffs and budget cuts on Friday ... to achieve an annual savings of approximately $4.4 million. The decision, which elminates 32 full and part-time jobs, was made as part of a plan to restore the museum’s financial health, according [more...]

Date: 2009-01-31 00:03:06

Winter Savings Reminders

The days are getting shorter and the weather is getting cooler ... with your insurance company because some plans offer free immunizations and preventive health care.   local clinics ... heating costs: 10 Inexpensive Ways to Slash Your Winter Heating Bills. 7 Free Ways to Slash [more...]

Date: 2008-11-18 13:30:41

Swimming, Splashing or Sinking: Are You Making Progress Towards Your Goals?

Maybe you’ve started a new health and fitness plan. Maybe you’re working on a grand project that will make you millions ... much money have you put into your savings account? Hopefully you have made some progress [more...]

Date: 2008-10-24 10:53:18

Cut, Baby, Cut

Rep. Jim Cooper gets his hawk on: Too many people “say stimulate, stimulate,” Cooper said during a meeting with The Tennessean’s editorial board, “but they forget about cut, cut.” Cooper said savings of up to $700 billion could be found in federal health care spending, including making changes in the use of Medigap plans to augment Medicare [more...]

Date: 2008-11-25 22:46:45

Herman Trend Alert Reports on change:healthcare

Herman Trend Alert: Consumer-Driven to Save Money  - March 4, 2009 “change: ... employees have migrated (mostly by necessity) to consumer-driven health plans. We forecasted this shift [more...]

Date: 2009-03-04 17:36:57

Personal Accident Disability Insurance

Most times, when Canadians think about insurance, they think only of the standard health and life insurance policies ... who do not have the savings to maintain their lifestyle for a period of time, disability insurance may ... is also offered, providing you meet the qualification standards for this particular plan. These plans [more...]

Date: 2009-03-02 12:51:26

It’s A New Month…

  …so once again, to meet information needs our patrons didn’t even know they had, here’s a list of historically significant March dates: ... plan, proving that the Canadians really were ahead of us on health care from day one.   March 11 ... t know what that means, just think of it as daylight savings time except you set your clock back 264 [more...]

Date: 2009-03-02 20:42:33

Crist budget-gap plan: No layoffs, furloughs. Lots 'o borrowing

* html body { width: 95%; height: 90%; } body { margin: 5px; } html,body { ... earlier this year without legislative sign off. The cuts take just $13 million from health services ... stabilization fund. This would leave just $424 million in this savings account of last resort. • $600 million [more...]

Date: 2008-12-23 21:23:11

Why Your Individual 401k Might Not Be Enough

by David C Lewis, RFA For most Americans who have not started planning for their retirement, 401ks seem like a “good bet” ... is hard. There are a lot of variables. The age you want to retire at, when you start saving money ... you have to think about. One of the biggest concerns may be your health when entering retirement and how long [more...]

Date: 2009-03-06 10:59:38

Super Savings Saturday: Kroger and Walgreens (and we're temporarily raising our grocery budget again)

As some of you know, I had severe anemia last pregnancy, so severe, in fact, ... being born, my health had almost returned to normal levels. Which was a huge praise ... to our usual $40 per week. The plan is to do this for the next 18-20 weeks or so while I get through [more...]

Date: 2008-12-13 23:46:40

No.282 オリジナル英文

－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－Obama Submits First Budget to Congress －－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－－ The president says he wants to invest billions in high priority programs in areas such as education, health care and energy ... spending plan will be submitted to Congress in April, once the White House has completed a review [more...]

Date: 2009-03-04 06:07:34

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