Insurance Industry: “What do you expect us to do? We have to make a profit!”
While I’m still waiting for video and news reports from the insurance industry’s “listening tour” stop in Albuquerque, New Mexico yesterday, ... of America's Health Insurance Plans, the insurance industry's front group moderator blew his cool with a group of ACORN people who were protesting in support of Health Care for America Now , pointing at [more...]
Date: 2008-09-10 18:41:10
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CANDIDATES' HEALTH PLANS UNLIKELY TO SOLVE PROBLEMS
According to critiques of Sens. John McCain and Barack Obama's health care plans, ... . Under McCain's plan:He would do away with income tax breaks for health insurance obtained through ... more people buy health insurance would eventually be undermined. Source: Kevin Freking, "Proposals [more...]
Date: 2008-09-18 13:11:57
THE POLITICAL ECONOMY OF COLLECTIVE BARGAINING: HEALTH CARE
from the ASSOCIATED MUSICIANS OF GREATER NEW YORK, LOCAL 802, AMERICAN FEDERATION OF MUSICIANS OF THE US AND CANADA, AFL-CIO/CLC: ... labor to win mandatory health insurance for workers at a national level, however, remained elusive ... health insurance plans, and on the eve of World War II there were only 48 job-based health plans [more...]
Date: 2009-02-16 16:00:40
ARE YOU PAYING TOO MUCH FOR HEALTH INSURANCE?
Wherever one looks, health care costs are on the rise. The average premium for family coverage has increased 119 percent since 1999 ... -sponsored health insurance plans, Forbes magazine looked at data in the 2006 Medical Expenditure Panel Survey, an annual survey that collects information about employer-sponsored health insurance [more...]
Date: 2008-10-29 13:07:54
Choosing the right health insurance
by Jeff Cline Many people decide to put off the search for a health insurance plan because it is hard to understand. This is not a good idea at all. Health insurance is very important to our well being. Not only is it necessary for good health, but it can save us from financial ruin. I can understand how [more...]
Date: 2009-03-07 13:06:51
Why are your health care costs so high?
Well, here’s a hint:Georgia’s top health agency plans to charge health insurers millions of dollars in extra fees to help pay for the state’s ... for HMO insurance. It remains unclear why the agency is singling out the HMOs; officials said that it is their interpretation of the federal law. The plan would not affect PPOs, Medicare or self-insured [more...]
Date: 2008-10-06 07:40:39
A WORRYING PROGNOSIS
After he assumes office, Barack Obama will likely introduce a reworked version of Hillary Clinton's 1990s health care plan, says Pete du Pont, ... to regulate health insurance policies, such as determining "affordable" premiums and defining key terms ... individual must have a health insurance policy and compliance could be enforced by the U.S. tax [more...]
Date: 2008-11-26 13:34:58
The Option of Short Term Health Insurance.
by Jeff Cline Have you heard the term Short Term Health Insurance and wandered what it means ... amount of time. It is also referred to as Temporary health insurance. These plans require ... for those who can not afford the high cost of COBRA plans. Or newly graduates in between carriers [more...]
Date: 2009-02-24 15:21:49
Shafer opposes Governor’s tax hike on healthcare
Via Insider Advantage: Sen. David Shafer, R-Duluth, one of two announced candidates for lieutenant governor in 2010, ... projected budgetary shortfalls in Medicaid.“This new tax would put a greater strain on private health insurance plans, businesses who provide health coverage to their employees and individuals who pay [more...]
Date: 2009-01-30 21:31:46
Health Insurance In CharlotteYour Security Blanket
by David Benfer There are many Charlotte health insurance companies and programs available to you. The name most recognized in North Carolina as a health insurance provider is Blue Cross Blue Shield, but there are several other companies who write individual and group health insurance plans [more...]
Date: 2009-03-07 09:17:04
Warning! Do not let your health insurance lapse!
by Jeff Cline Some people just do not understand the kind of financial turmoil going without health insurance can cause if the unforseen should ... for these plans. If you would like a financially savvy plan then a HSA, Health Savings Account plan ... deductible they sport. Once your deductible is met each year these plans typically pay 80% to 100 [more...]
Date: 2009-02-26 09:08:05
The (short-run) Obama health care plan?
Don't take this as definitive, but it's more than I've seen elsewhere: Obama's budget request would create "running room for health reform," ... -era program has attracted nearly a quarter of Medicare beneficiaries to private health insurance plans ... the official said, by reducing spending on some health programs so the administration would [more...]
Date: 2009-02-22 13:07:04
Health Care Plans: 10 Tips on Choosing the Right Option
It's that time of the year again when your choice of health care insurance plans comes to the fore - Open Enrollment (OE) ... ahead without penalty or a qualifying"life-event". With health insurance premiums on the rise ... has its own plans, most are with the major providers like Aetna, Kaiser Permanente or Blue Cross-Blue Shield [more...]
Date: 2008-10-28 04:49:00
If gay marriage is recognized by the Commonwealth; the federal government must comply?
Breaking News: Mary Ritchie, a Massachusetts State Police trooper, has been married for almost five years and has two children ... allowed to add her spouse to her health insurance plan; a Social Security Administration retiree ... married couples receive, such as pensions and health insurance. Plaintiffs also include Dean Hara [more...]
Date: 2009-03-03 14:35:49
Calling Uncle Sam: Insurers' stocks dive on capital worries
The U.S. Treasury’s financial-system firefighters may have to turn their attention from the blaze in the banking business to a new one in the ... %, to $15.58 today after the company said quarterly profit fell 53% because of falling health-plan ... insurance industry. Shares of insurance titans Hartford Financial Services Group, CIGNA Corp [more...]
Date: 2008-10-31 00:20:16
McCain’s Health Plan Isn’t Kid Friendly
mccainkids2.jpg Sen. John McCain’s health care plan leaves too many Americans behind ... time finding affordable health insurance under McCain’s proposal to move individuals from large employer-risk pools — where the risk and cost of health insurance are spread across a large group of people [more...]
Date: 2008-10-23 21:30:08
Government Health Plans
by Jeff Cline Due to a sluggish economy, and a decline of employer sponsered health insurance plans many Americans are going uninsured. The U.S ... if you or someone you love is eligible for one of these government funded programs. Medicare will cover ... 65 with a disability. And any age person facing End-Stage Renal Failure is eligible. Medicare [more...]
Date: 2009-02-21 02:22:22
Health Insurance Plans Offered by Employers - Network Based Managed Care Programs
Thanks to a reader named Matt, a health actuary, who shared his feedback on the health insurance for a new job post and takes a look at the ... have a network, much like you describe under the HMO section. The insurance company contracts ... like this because there is less control over your utilization compared to a POS plan or HMO. POS: This type [more...]
Date: 2008-09-17 10:49:17
Health Insurance, Healthcare, and Policy
Someone recently asked me that if she should pick the PPO, the HMO, or stay with Kaiser ... of a health insurance company like Cigna, Blue Shield, or Pacific Care. Your job is to maximize ... (a good health insurance plan would cover up to about $6 million in life time costs), then you would [more...]
Date: 2008-11-05 20:20:00
A Quick Look At Health Care
by Bate Dulin A growing concern of many online business owners is the need for private health insurance ... . Health insurance companies offer a wide range of coverage options, two of these are short and long ... have no health care plans at all, with many of these being the self-employed. You don’t have to fall [more...]
Date: 2009-03-06 03:18:08
Health Insurance Plans Offered by Employers - Network Based Managed Care Programs (pfblogs.org)
Thanks to a reader named Matt, a health actuary, who shared his feedback on the health insurance for a new job post and takes a look at the ... network-based managed care programs. PPO: What you described here is actually more like a traditional indemnity plan (which are rare these days). A Preferred Provider Organization actually does have ... ... [more...]
Date: 2008-09-17 11:26:20
Use this HSA Calculator to Predict the Future Value of Your Health Savings Account
This post is for those of us of who are now or who will be covered under a high deductibe health insurance plan that is combined with a Health Savings Account or HSA. Even if you are upset that you are in such a plan (don’t you like to be a healthcare consumer?), you should still read on. I have previously written about how I am using [more...]
Date: 2008-08-26 18:00:55
Obama Camp Questions If McCain’s Health Plan Is ‘Socialism’
Yesterday, during a roundtable discussion at the Council on Foreign Relations, Austan Goolsbee, ... underscores the government’s role in helping Americans find affordable health insurance coverage. A pragmatic ... if McCain’s plan to give every American a refundable tax credit to purchase health insurance was “ [more...]
Date: 2008-10-22 19:04:45
Cigna and Aetna face lawsuit – AMA joining the the cause on payment issues
It appears Ingenix is mentioned once more with the legal cases, ... state associations in suing health insurers Cigna Corp., of Philadelphia, and Aetna Inc. over ... to AARP suspending sales of some health plans Health insurer accused of overcharging millions – United [more...]
Date: 2009-02-11 19:59:39
Affordable Individual Health Insurance
There are many options for an individual to obtain affordable health insurance coverage ... to, they are able to offer cheaper insurance coverage. Keep in mind, however, that an association health plan ... the savings for each member. In some states, like Florida you may purchase group policies for a group [more...]
Date: 2009-03-02 11:43:34
Tonik Insurance Sneaks 20% Premium Increase On Customer After Approval [Tonik]
Tonik is the rad, x-treme! lifestyle health insurance for young people who can't afford regular insurance—sort of the Poochie of health insurance, ... , I tried to sign up for the Tonik insurance plan through Blue Cross in California. I answered all their questions and based on my answers was quoted a certain price for health insurance. I then gave [more...]
Date: 2008-10-13 16:50:47
Everyone Deserves A Health Insurance Plan Like This…
My wife started her new teaching job here in New Mexico last week, and this weekend we had to fill out her new insurance sign-up forms ... an insurance plan like this. And I didn’t even add in the $0 deductible/$0 co-pay for almost all dental work ... . We have been on private insurance for almost 2 years since I left my corporate job, costing [more...]
Date: 2008-08-18 13:00:34
Student Medical Insurance: Things You Might Not Have Known
by Chimezirim Odimba When attending educational institutions in the United States it is ordered that a student has health insurance ... choose from. You may choose either a Health Maintenance Organization (HMO) or a Preferred Provider Organization (PPO). When it comes to group Health Insurance plans, HMO’s and PPO’s are the most cost [more...]
Date: 2009-02-26 08:54:36
Health Insurance and the Individual Market Makeover: Mend It, End It, or Both?
Anthony-Wright.gif By Anthony Wright Executive Director of Health Access California Our post on whether we can ever fully fix the individual ... insurance policies have sunk, with such plans paying only around half of the health costs ... insurance market got a decent amount of attention last week, from the Kaiser Daily Health Policy [more...]
Date: 2008-09-23 19:16:03
Part time jobs with Perks
10 Great Part-Time Jobs With Benefits by Michelle Goodman, PayScale.com Send Email IM Buzz up! ... hours are eligible for sick pay, a 401(k) savings plan, a limited health plan, dental insurance ... a week are eligible for medical insurance (including PPO and HSA offerings), disability insurance [more...]
Date: 2009-02-12 02:04:17
Hopefully Moving in the Right Direction
I was at a town hall last night making these same points (and explaining what HCAN is) ... that the Association of Health Insurance Providers aren't waiting around to see what happens on Capitol Hill. They're ... don't need to be convinced to support a public health insurance plan in the reform. They want [more...]
Date: 2009-03-05 18:25:26
Lobbyist Cat Fight over Health Care Reform: PhRMA vs. AHIP
As the Obama health care summit gets under way today a bit of a schism is erupting, with the Pharmaceutical Research and Manufacturers of America (PhRMA) on one side and and insurance industry lobbying outfit America's Health Insurance Plans ... bought through Medicaid. On balance, they figure with expanded coverage they'll make out pretty [more...]
Date: 2009-03-05 17:30:33
Individual Health Insurance Provides Answers to Finding Affordable Health Insurance
IHI provides an explanation on how those hit hardest with the downturn in the economy can access affordable options in healthcare coverage ... of both finding and procuring an affordable yet comprehensive health insurance plan. They are available [more...]
Date: 2009-02-26 00:34:49
In Times Of Crisis
We often hear people saying health is wealth. But how many people actually mean it is what counts ... for them and their families. Health insurance plans types of coverage are of various forms depending ... insurance policies and on the group. This site also offers a range of family plans, instant quotes [more...]
Date: 2008-12-19 08:15:00
5 Reasons I’m in the Tank for Obama
Today we’re going to take a quick break from fashion and style because of the US election… I don’t normally like to talk about politics, ... . The U.S. is the only wealthy, developed nation that doesn’t provide universal access to health care. The Obama-Biden plan guarantees health care for children and will make health insurance affordable and [more...]
Date: 2008-11-03 13:28:49
Choosing the right health insurance
by Jeff Cline Many people decide to put off the search for a health insurance plan because it is hard to understand ... if you plan to use a broker you should still educate yourself on the different kinds of plans out there. PPO, HMO and HSA’s all work differently and all have several options to choose [more...]
Date: 2009-03-05 08:21:25
FactCheck Gets It Wrong On McCain’s Health Care Plan
Dear FactCheck, I disagree with your most recent fact check, on an Obama commercial criticizing McCain’s health care plan ... insurance across state lines.” But in order for Obama’s commercial to have taken this statement “ ... insurance markets, however, suggests that this vision is wrong. Health care is the ultimate local [more...]
Date: 2008-09-23 02:13:36
Things I’d Like to Post About Today ….. (012009, Morning Round 2)
….. But I Don’t Have Time For: Surprise (not; HT Hot Air) — “Obama backed same-sex marriage in 1996 ... . How to blow up the private health insurance system — “A new plan by New York Governor David Patterson would mandate employers buying health coverage from commercial insurers to provide dependent [more...]
Date: 2009-01-20 12:01:17
Low Cost Medical Insurance — Ways To Make It Yours
by Chimezirim Odimba At any given time, millions of Americans are living without medical insurance ... that the deductible can be as high as $5000 USD. One more alternative is to obtain short-term health insurance ... now but cannot afford to pay for full coverage. Most short-term health insurance plans have a cap of six [more...]
Date: 2009-02-26 20:17:16
Interesting tidbits on school insurance
If it’s a good thing that MESSA — the employee benefits adjunct of the MEA — is losing customers, than a new report from the group will please ... years ago for their employees’ health insurance. In this area (mid-Michigan), our comparable plan to the state employee health care plans is $3,000 less per year for full family coverage.” That’ [more...]
Date: 2009-03-04 20:52:56
Obama on Health Care Reform
In last evening’s speech to a joint session of Congress, the President included a few remarks on health care reform ... t afford to do it. It’s time. . . . . Our recovery plan will invest in electronic health records ... have lost their health insurance. It is one of the major reasons why small businesses close [more...]
Date: 2009-02-26 04:42:35
Latest News in Health Insurance - Feb 26, 2009
BusinessWise briefs: Take care with health plan - Cincinnati ... off (PDO) vacation/illness leave account; short and long term disability insurance; flexible spending ... plans, disability insurance and how to take losses in the stock market off your taxes. Question [more...]
Date: 2009-02-26 11:04:02
Creigh Deeds Stands Up for Circuit City Workers
Senator Creigh Deeds today called on Circuit City CEO, James Marcum, to continue providing health care coverage, under COBRA , ... that all employees will lose their health insurance on March 31st and will not be eligible to extend ... . Usually when a worker loses his job, he is eligible to remain in the company's group health insurance plan [more...]
Date: 2009-02-26 01:12:00
Health insurance costs grow more gradually in 2008
Health insurance premiums rose a modest 5 percent this year for coverage that's getting skimpier, researchers say. ... assume for their health expenses, the less insurers will charge them. Often, high-deductible plans ... trend was the movement toward high-deductible plans [more...]
Date: 2008-09-26 02:13:09
Health Care Gets a Shock Treatment
By JOHN JANNARONE Fear of nationalization is a fair rationale for abandoning stocks. But investors appear to have overreacted in dumping health-insurance shares. The likes of Aetna ... to cut prices for lucrative Medicare Advantage plans administered by health insurers. Those [more...]
Date: 2009-02-27 14:12:00
Without reform, Texas family health premiums will double by 2016, group says
Some eye-popping numbers, from a press conference this morning staged by the consumer and environmental group Texas Public Interest Research Group, or TexPIRG: Family health insurance premiums in Texas in 2006 (average, employer provided plans ... to get serious, right away, about making health insurance carriers report how much they spend [more...]
Date: 2009-01-28 16:41:17
Want Health Insurance? Go Out and Buy It
reason.tv’s Nick Gillespie isn’t making a run for the White House, ... it the Gillespie Plan: If you want health insurance, get some.In Michigan, you can get basic health insurance through Blue Cross starting at $47.14 per month for those 18-30 years old (about the cost [more...]
Date: 2008-10-11 14:14:00
Knowledge is Power. Except when it's not...
Here at IB, an overarching theme is " empowerment ." Generally, this means consumer driven health insurance plans (e.g. HSA's), but it also means ... : when one has more "skin in the game," as in high deductible health plans, one has a greater [more...]
Date: 2009-02-23 21:00:00
Please don't spoil my day, I'm miles away
Michael Kinsley, in between praising Obama and laughing at Jindal, recalls a little history: "Wilson's book illustrates that some things never change ... the things that a workable "universal" health insurance plan must have. (I say it still sounds like there's too much administration and too much, well, insurance industry, in the plan. Let's call [more...]
Date: 2009-02-27 20:37:51
Finding Good Health Insurance
by Jeff Cline Many people decide to put off the search for a health insurance plan because it is hard to understand ... an broker or not you should still learn the basics of all the plans. You will need to know which type of plan meets your needs and budget. PPO, HMO and HSAs all have there own pros and cons. Learn [more...]
Date: 2009-02-24 11:10:54
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