ARE YOU PAYING TOO MUCH FOR HEALTH INSURANCE?

Wherever one looks, health care costs are on the rise. The average premium for family coverage has increased 119 percent since 1999 ... -sponsored health insurance plans, Forbes magazine looked at data in the 2006 Medical Expenditure Panel Survey, an annual survey that collects information about employer-sponsored health insurance [more...]

Date: 2008-10-29 13:07:54

Blog posts (20) | Videos (7)
 

How to Keep Your Health Care Costs Low

In today’s less-than-best economic atmosphere, many employers are asking their workers to carry more and more of the financial responsibility for their health insurance coverage. As healthcare costs rise ever higher, it’s time for all Americans to get on the road to cheaper, more affordable healthcare. The following steps may not reduce [more...]

Date: 2009-02-22 02:30:06

Terrell Halaska and Kristin D. Conklin: Getting at a Real College Cost Driver: Health Care

There are few public policy issues that impact every American, regardless of age, race or socio-economic status. Right now, health care is one of those issues where policy decisions can have a life-altering impact on many Americans. The health care reform debate is finally at the top of the nation's agenda because employers simply cannot [more...]

Date: 2009-02-26 17:25:24

SMALL BUSINESS EFFECTS OF A NATIONAL EMPLOYER HEALTH CARE MANDATE

Employer mandates have reemerged as a frequently mentioned tool to help finance increased insurance coverage ... regulation, and additional business costs. Small businesses, which bear a disproportionate share ... all sectors except those in healthcare would shed jobs, and real GDP would contract by $200 billion [more...]

Date: 2009-02-09 13:26:56

COBRA Alternatives - Advantages and Disadvantages

  Affordable Health Coverage : The premium costs for someone contemplating purchasing health insurance under the provisions of COBRA can be ... care and pregnancy are sometimes excluded from private health insurance plans. Employer-sponsored ... -insurance premiums seem completely out of reach. The people that do not opt in to the COBRA program [more...]

Date: 2009-02-27 15:12:04

COBRA Alternatives - Advantages and Disadvantages

  Affordable Health Coverage : The premium costs for someone contemplating purchasing health insurance under the provisions of COBRA can be ... care and pregnancy are sometimes excluded from private health insurance plans. Employer-sponsored ... -insurance premiums seem completely out of reach. The people that do not opt in to the COBRA program [more...]

Date: 2009-03-03 14:51:38

The Last Straw

Pretty much everyone across the political spectrum agrees our health care system is broken ... to offer health insurance as a benefit while leveraging the power of group plan insurance to lower costs ... in their health decisions is key for Americans. Employer Based Insurance Though not a perfect solution [more...]

Date: 2008-10-07 21:24:03

Entrepreneurs Can Solve Health Care Problems

From Devon Herrick's (National Center for Policy Analysis) ... themselves but by third parties — employers, insurance companies or government (only 12% of medical costs ... study "Health Care Entrepreneurs: The Changing Nature of Providers:"The market for medical care [more...]

Date: 2009-01-07 14:54:00

An Open Letter to Governor Schwarzenegger Urging a Signature on Bill to Provide Health Care to All Californians—SB 840

The Honorable Arnold Schwarzenegger Governor, State of California Re: Senate Bill 840 (Kuehl) ... to California, make health care predictably more affordable for California employers and families ... cost inflation which is bankrupting our state. California desperately needs real healthcare reform [more...]

Date: 2008-09-11 20:35:02

Healthcare ETFs May Feel the Pinch of Employer Insurance Cost Cutting

It’s open enrollment time for health care, but ETF might feel the pinch of limited menu options many employers are providing ... and that coverage may be either sparse or expensive. Typically the offerings now include a health plan with a financially daunting feature: a high annual deductible that is likely to be $1,100 [more...]

Date: 2008-11-18 13:42:23

An Investigative Look At HMOs

t’s no secret that Health Maintenance Organizations, known as HMO’s, have made healthcare affordable for many Americans, but at what risks? Most employers offer some type of health care plan that is an HMO. Let’s face it, given the choice among insurance coverage through your employer, in which he pays half the costs, [more...]

Date: 2009-01-15 02:40:00

Editor’s Picks February 23, 2009

Editor’s Picks February 23, 2009 February 23rd, 2009 Health Care Cost Increases Remain Steady. businessinsurance ... by the growing use of consumer-driven health plans, which are now offered by 51% of employers ... that provides comparison shopping information on health insurance plans, products and doctors. “Usually, money [more...]

Date: 2009-02-23 15:48:16

McCain’s Health Plan Isn’t Kid Friendly

mccainkids2.jpg Sen. John McCain’s health care plan leaves too many Americans behind ... time finding affordable health insurance under McCain’s proposal to move individuals from large employer-risk pools — where the risk and cost of health insurance are spread across a large group of people [more...]

Date: 2008-10-23 21:30:08

The danger of unearned compensation

Little over a year ago, I wrote a blog post in opposition to an argument that employers hire "an entire person, not just an employee ( ... extra percentage points of raise every year or extending health care coverage to children at no cost ... this point home. In a way, the American auto industry is a good example of why Zippy Catholic's argument [more...]

Date: 2009-02-19 14:42:50

American Health Scare Care

Under McCain’s plan, a family is given a $5000.00 tax credit. Ooooh. But if you’re single or don’t have kids, you only get $2,500.00. Your employer gets taxed under McCain’s plan which means that the overall costs of your insurance ... unemployed, looking for a job, in between jobs or whatnots, and you are looking for an insurance [more...]

Date: 2008-10-23 04:14:23

Elmendorf on the Health Care Debate

Doug makes two important points, via Sally Pipes , that are too often overlooked: ... are also constantly cited as big cost-savers. The idea here is that if our health-care system was set ... care. The point is that for employers, health care is merely a part of total compensation: It reduces [more...]

Date: 2009-03-07 10:38:00

Why Does U.S. Health Care Cost So Much? (Part IV: A Primer on Medicare)

Medicare, the federal health-insurance program for America’s elderly, plays a major and highly controversial role in our health-care system ... employment-based private insurance for younger Americans – it has covered prescription drugs only since ... (about 33 percent) or from a purchase of a private Medigap policy (about 20 percent). The federal [more...]

Date: 2008-12-12 18:21:33

An Open Letter To "Anonymous." (NSFW)

Earlier today, I posted about President Obama's health care summit ... care. Your independence by being self employed certainly comes at a cost. Hanging your hopes on health ... for fourteen years. For all those years, I had health insurance, and the worst that happened [more...]

Date: 2009-03-06 02:37:00

HEALTH POLITICS: Continuing the Employer Tax Exclusion Debate

As we continue to approach Election Day 2008, journalists will play a pivotal role in educating American voters about the policies and promises ... her colleagues to "go for it" when it comes to reporting on the candidates' health care plans. I think the media ... ." The current tax treatment of employer-sponsored health insurance costs the treasury a [more...]

Date: 2008-08-11 22:22:00

Would You Travel to Save Money on Surgery?

Everett Dow Jones Newswires’ Victoria Knight writes : Peggy Starr, a customer services agent for the Las Vegas Review-Journal, ... customers to travel for health care. Aetna Inc. says it already negotiates significant discounts ... conditions have made employers and workers more inventive in dealing with ever-rising health-care costs [more...]

Date: 2009-03-05 16:40:25

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